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Last year’s Dodd-Frank financial regulation law requires consolidation of some key forms used every day in the mortgage business. Every time I hear that somebody in Washington is going to “simplify” paperwork I know it’s time to duck. Let’s hope this time is different. Continue reading
Today’s local report about properties scheduled for February foreclosure auctions made much about the “high” level of foreclosures in the Austin metro area, but relative to metro population or compared to cities where the housing downturn hit much harder, Austin doesn’t look so bad. Continue reading
In a world of confused and confusing reporting about the state of the housing sector of our economy, the National Association of Realtors® has launched a new Facebook page to help. Continue reading
What would you do if one day your life is interrupted by a notification that the bank you bought your home from may not have had the right to sell it to you because they never actually owned it themselves? The odds may be low, but it’s worth thinking about.
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CBS Evening News featured Austin yesterday as the top job-creating city in the country … Continue reading
For the sixth consecutive year, Allied Van Lines reports that Texas enjoyed the highest level of net in-migration in the United States. I went to Allied Van Line’s source data and found the strength of Texas’ attraction even more impressive than the report sounded. Continue reading
If this report is right, almost 1 out of 20 Americans’ credit reports include FALSE information about medical debts being delinquent or in collections. This is important: Know what’s on your credit report! Continue reading
While individual Austin-area homeowners have not generally seen their property values increase since the housing downturn and mortgage crisis began, a larger percentage of homebuyers have moved into much higher price ranges. That’s a real testament to the underlying strength of the Austin economy. Continue reading
Mortgage rates are rising, but still at 40-year lows. With prices also likely to increase, NOW it is the time to buy a home! Continue reading
It looks like mortgage rates will really keep rising this time. If you wait until rates increase to 6%, you will have lost more than 20% of the buying power that you qualified for just a few weeks ago! Continue reading
Bill Morris on Austin Real Estate 