Wow! No time for blogging! (Isn’t there a song or a movie in there somewhere?) Don’t let anybody tell you that the Central Texas real estate market is slow! The numbers say that YTD volume is off more than 20% in 2009 vs. 2008, but I really can’t tell it in my practice. I have been busy, busy, busy, with this year’s unit volume very close to last year’s. The real difference, as I have commented in other posts here and elsewhere, is the new complexity in the mortgage business this year. It’s not just that credit is tighter, but rules regarding financial disclosures, GFE accuracy, and appraisals inject more uncertainty into every transaction than we saw just a year ago.